Terms of Use

1. Scope

These Terms of Use govern access to and use of the website valtoramarkets.com and all associated subpages and services operated by Valtora, UAB (hereinafter "Valtora", "we", "us").

By accessing this website, you agree to these Terms of Use. If you do not agree to these terms, please do not use this website.

2. No Investment Offer

In particular:

• The content does not constitute investment advice, financial analysis, or personal recommendation
• It does not constitute a prospectus publication within the meaning of the EU Prospectus Regulation
• All project information, return expectations, and financial models presented are indicative and non-binding
• Historical data of comparable investments is not a reliable indicator of future results
• Investments in real assets may result in the complete loss of invested capital

For binding information on specific investment opportunities, separate legally compliant investment documents (Investment Memo, Subscription Agreement) are provided, accessible exclusively to registered investors after successful KYC/AML completion.

3. Website Use

Permitted Use

• Gathering information about Valtora, the platform, and investment concepts
• Contacting us and applying for investor registration
• Using the contact forms provided

Prohibited Use

• Distributing, copying, or commercial use of content without express permission
• Any action that endangers the technical infrastructure of the website
• Providing false information during investor registration regarding registration
• Using the website in jurisdictions where the offered investment structures are not permitted
• Scraping, automated extraction, or manipulation of website content

4. Registration & Geographic Restrictions

The investment opportunities on this platform are intended exclusively for private investors in Germany, Austria and Switzerland as defined under MiFID II (Directive 2014/65/EU) and experienced investors as defined under applicable national implementing legislation.

The platform is not intended for the following persons:

• Retail investors without proven registration
• Persons resident in or citizens of the USA (US Persons under Regulation S)
• Persons in jurisdictions where the offer would trigger local licensing requirements
• Persons on EU, US, UN, or UK sanctions lists

By using this website you confirm that you meet at least one of the above registrations and do not belong to the excluded groups.

5. Limitation of Liability

Valtora, UAB is not liable for:

• Losses or damages arising from use of or reliance on the content of this website
• Incompleteness, inaccuracy, or outdatedness of the information provided
• Technical disruptions, interruptions, or failures of the website
• Actions or omissions of third parties in connection with investment decisions
• Investment losses resulting from use of this platform

This limitation of liability does not apply in cases of intent or gross negligence, or where essential contractual obligations (cardinal duties) are breached.

6. Intellectual Property

All content on this website — including texts, graphics, logos, design, structures, and concepts — is protected by copyright and is the property of Valtora, UAB or licensed third parties. Any reproduction, modification, or public disclosure requires express written permission.

The trademark VALTORA and the associated logo are proprietary marks of Valtora, UAB.

7. External Links

This website may contain links to external third-party websites. The respective operators are solely responsible for the content of linked pages. Valtora has no influence over external content and assumes no liability for external pages.

8. Changes to These Terms

Valtora reserves the right to change these Terms of Use at any time. The current version is always available on this page. The date of the last update is shown above. Registered users will be notified by email of material changes.

Continued use of the website after changes take effect constitutes acceptance of the updated terms.

9. Governing Law & Jurisdiction

These Terms of Use are governed by the law of the Republic of Lithuania, excluding the UN Convention on Contracts for the International Sale of Goods (CISG).

The place of jurisdiction for all disputes arising from or in connection with the use of this website is Vilnius, Lithuania, to the extent permitted by law.

For consumers within the EU: The EU Commission provides an online dispute resolution platform at ec.europa.eu/consumers/odr. Valtora is not obligated to participate in dispute resolution proceedings before a consumer arbitration board and does not do so.